We believe in providing high-quality dentistry at a fair price. We want to make sure everyone has access to dentistry that will give them healthy, attractive, long-lasting results. This means offering flexible payment and financing terms. And it means helping people understand that insurance doesn’t help as much with costs as they think.
Dental Insurance Isn’t Your Friend
Many people look at dental insurance as being similar to health insurance, but it’s not. Health insurance partly pays for preventive care, but it’s mostly there for when you have a catastrophic problem that is very expensive and could potentially bankrupt you.
But dental insurance is different. It helps with preventive care, but if you have a major problem the insurance company will often pay little or nothing for it. If you look at a dental insurance policy, you will see that it’s mostly exclusions: what they won’t pay and how long you have to wait before they pay anything. No wonder an American Dental Association (ADA) study found that most people will pay more for dental care if they have insurance than they would pay without insurance.
Meanwhile, dental insurance can interfere with your treatment. The insurance company might deny or alter some procedures so you end up getting worse care.
Instead of counting on dental insurance, it might be best to work directly with your dentist to get affordable quality care.
Convenient Payment Options
At Collins Dentistry & Aesthetics in Spokane Valley, we know that your time is important and in demand. We also know that our patients increasingly like doing payments digitally. That’s why we’ve set up our convenient online payment system.
Extended Payment Plans
You might think it’s best to save up for a dental treatment instead of financing it. But that’s not always the case. Oral health problems are progressive–they worsen with time. That means caring for them becomes more expensive the longer you wait. The increasing expense can often outpace the cost of financing. Getting treatment today can save you money, even if you have to finance it.
We offer several treatment options to help make dental care affordable for all our patients. You can benefit from:
- Low monthly payments
- 0% or low interest plans
- Easy application online or by phone
- No need to pay at time of treatment
We offer financing plans through Lending Club Patient Financing and CareCredit. Lending Club Patient Financing allows you to get treatment with no initial payment and no application fee. You can choose between zero interest plans and low monthly payment plans. Application is easy. You can do it at home, or we can assist you at our office.
CareCredit is like a medical care credit card. It can be used for aesthetic services as well as dental care, and it covers payments as low as $200. It gives you the option of getting no-interest financing for up to 24 months and fixed monthly payments for up to 60 months. Actual terms depend on the amount financed and your credit history.
Would you like to learn about financing or our payment system? Please call (509) 927-2273 today for an appointment at Collins Dentistry & Aesthetics in Spokane Valley.