To be honest, dental insurance isn’t the best option for everyone. Though you may think that it’s similar to health insurance, it’s not. Dental insurance generally covers preventative care but then falls flat for larger, more expensive issues.
For instance, most dental coverage plans work on a 100/80/50 ratio. In other words, dental insurance covers 100% of preventative care, 80% of fillings and extractions, and 50% of larger procedures such as dentures. Depending on how much you pay for your monthly insurance, this may or may not be worth it for you. In the end though, at least each of your dental exams are covered.
Furthermore, dental insurance can get in the way of your dental treatment plans. If your insurance doesn’t cover certain things, your oral hygiene could be at stake.
If you want to know your options, talk to the Collins Dentistry & Aesthetics team about our dental plans and financing. Affordable dentistry could be just a phone call away!
If you have concerns about dental payments, come talk to us. Together we can figure out a plan that works for you. Here at Collins Dentistry & Aesthetics, your dental care is our prerogative. Give us a call at (509) 927-2273 or schedule an appointment online to visit Dr. Kenneth and Dr. Marnie Collins.